- The Moneycessity Newsletter
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Archive
READ THIS If You Want to Become a MILLIONAIRE | Investing as a Teenager
There are two effective investment paths that can turn childhood savings into millions by leveraging the power of compounding interest. The first path is for college students while the second path is for teenagers. I want to emphasize the importance of starting early with investing and leveraging time for profit accumulation and also touch upon potential ways to earn for young students and key points to be aware of.
This SQUASHED My Fear of the 2024 Crash | Stock Market Crash Explained
Is the Stock Market About to Crash in 2023? I am going to distill down the three causes of a stock market crash based on historical evidence and what you should do in each situation to come out on top. Let's get into it!
How To LEVEL UP Financially in 2024 | Investing Explained for Beginners
We are going to break down financial planning (budgeting, paying off debt, investing, retirement planning) through the stages of financial growth from Ice Age to Space Age. How does mastering each stage can launch you into a realm where your investments grow faster than your expenses? Let’s dive into the journey from financial infancy to achieving ultimate financial freedom!
BEST American Express Credit Card 2024 | American Express Platinum VS American Express Gold
With an even more extensive lineup: American Express Platinum, American Express Gold, American Express Green, Blue Cash Preferred, Blue Cash Everyday, Amex Every Preferred, and Amex Everyday this week, I'm going over my spreadsheet tool comparing all of the American Express credit cards based on different spending patterns. With absolute mathematical certainty, you learn how to make the most of your credit card for year-on-year benefits and maximize your credit card rewards and savings.
BEST Chase Credit Card 2024 | Chase Sapphire Reserve VS Chase Sapphire Preferred
Between Sapphire Reserve, Sapphire Preferred, Prime Visa, Freedom Unlimited, Freedom Flex, and Freedom Rise, which credit is the best for your spending lifestyle and/or financial goals? I am going into the deep end here using my spreadsheet tool, guiding you through a meticulous comparison of various credit cards based on your spending patterns. With absolute mathematical certainty, learn how to make the most of your credit card for year-on-year benefits and maximize your credit card rewards and savings.
BEST Capital One Credit Card 2024 | Venture X VS Venture VS Venture One
Dive into the ultimate Capital One credit card showdown of 2023! Today I will pit Venture, Venture X, Venture One, Savor, Savor One, Quicksilver, and Quicksilver One against each other. Find out which card reigns supreme in terms of rewards, benefits, and value for you based on your stage in life and spending preferences. And yes, churners, you will find out the best credit to churn as well.
Why I HATE the 50-30-20 Rule | Budgeting for Beginners
While the 50–30–20 budget rule may have been popular, I’m going to explain why the 50–30–20 budgeting is NOT for 90% of people and explore alternative budgeting strategies that can help you save more money without losing sleep at night.
This DESTROYS Both Roth IRA and Traditional IRA | Investing for Beginners
How does HSA investing beats both Roth IRA and Traditional IRA as a powerful tool for retirement savings. In this article, we will compare the HSA against the Traditional IRA and theRoth IRA. I will illustrate how HSA investing can offer triple tax saving benefits and why you should consider your HSA as a long-term investment strategy. A must-read for anyone striving for smart financial planning.
Roth IRA VS Traditional IRA VS Brokerage Account | Investing for Beginners
Roth IRA versus Traditional IRA, which one is a better retirement account? Let's break down the differences between Roth IRA and Traditional IRA, and how they provide better tax advantages over the typical brokerage account. I will deliver, with mathematical certainty, the superior retirement investing account ... with minimal caveats using the S&P 500 as an example. Stay tuned until the end for the ultimate showdown between Roth and Traditional IRA!
How To AUTOMATE My Budget | Budgeting for Beginners
Here is my exact 3-step passive budgeting system designed to minimize your daily financial management tasks. It doesn't matter if you are a credit card pro or a cash budget believer, these tricks will ensure your success on your path to financial independence. I'll guide you through the tools needed, creating a budget, and a tracking system that keeps you going.
This Strategy CRUSHES Roth IRA | Investing Explained
Investing in yourself is the fastest way to build wealth, but taking a risk like starting a business can be a scary proposition. Much like climbing a 50' cliff, making a risky investment is much easier when you have a safety net in place. In this newsletter, I will go over the most efficient way to secure your financial future.
Huge LIES Investors Are Telling You | Investing for Beginners
The difference between average returns and annualized returns for an investment fund. Why "average annual return" keeps being used falsely and could cause you to lose money. What metric you should look at instead to predict long-term investment gains. PLUS 2 bonus metrics to help you predict the profitability of a stock or index fund.